As medical care becomes more and more advanced, unfortunately the cost to provide such care goes up as well. This is often more apparent in the veterinary field, where having medical insurance is not yet the ‘norm’. One of the best things you can do for your pet is get them pet insurance, so that unexpected veterinary care does not have to be compromised due to financial limitations. We recommend Trupanion, which covers illness care, and there are many companies and plans out there with varying levels of coverage.
How Does Pet Insurance Work?
The vast majority of pet insurance policies work on a reimbursement basis, where you pay your veterinary bill up front and then submit a claim for reimbursement. Your veterinarian will typically need to fill out part of your claim form and submit any medical records requested to help your insurance company process the claim. Most pet insurance policies do not cover pre-existing conditions and offer better rates for pets that are signed up at a young age, so the sooner you sign your pet up the better in terms of cost and coverage.